Insurance surveys are less in depth than pre purchase surveys but are required intermittently to confirm older vessels remain fit for purpose and are structurally secure an insurance survey includes advice to the boat owner to improve the safety of the vessel and protect it for the future.
Insurance condition surveys are requested periodically by Insurance Companies for older craft. We aim to provide useful advice to Boat Owners as well as reporting back to the Insurance Company.
It will provide owners with a work list of jobs, some of which were already known, some which maybe were not. I see insurance surveys as a positive exercise to improve vessel safety.
Best Practice and Safety Issues are often suggested alongside a thorough inspection of the structure and many owners are often not aware of essential repairs that are required.
It is often difficult to obtain Insurance cover without an insurance survey or a pre purchase survey.